Make backyard wellness affordable.
Flexible monthly payment options and promotional financing through GreenSky® for your hot tub, sauna, or swim spa.
Paperless Application
Apply online or over the phone in minutes with quick credit decisions directly from participating program lenders.
Manageable Monthly Terms
Fixed-rate terms up to 60 or 138 months let you spread your investment into comfortable monthly payments.
No Prepayment Penalties
Retain flexibility. Pay down or pay off your loan balance at any time without prepayment fees or penalties.
GreenSky® Consumer Financing
When applying, use our Merchant ID
The Waterworks Spas & Saunas — Apply online at greensky.com or call toll-free at 866-936-0602.
6.99% APR for 60 Months
Fixed interest rate installment loan for 60 months. Subject to credit approval by participating lenders.
Plan Details:
- •Fixed APR of 6.99% for the life of the loan
- •Predictable 5-year equal payment schedule
- •No prepayment penalty — pay off early at any time
- •Fast, paperless application with instant decision
9.99% APR for 138 Months
Extended term for manageable monthly payments. Subject to credit approval.
Plan Details:
- •Fixed APR of 9.99% for 138 months
- •Low initial payment structure (for each $1,000 financed: 5 payments of $8.33 followed by 133 amortized payments of $12.47)
- •Designed for low monthly investment on premium spas and swim spas
- •No prepayment penalty
Financing programs, promotional APRs, and term options are subject to credit approval by participating program lenders and may change without notice. Published plans are subject to lender terms. Contact our Anchorage or Eagle River showroom team for current dealer rate sheets, active seasonal promotions, and specific model pricing.
GreenSky® is a loan program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants/providers. Participating lenders are federally insured, federal and state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender or familial status. NMLS #1416362; CT SLC-1416362; NJ MT #1501607 C22. The Waterworks Spas & Saunas is an authorized dealer and not a direct lender.
How to apply in four simple steps.
Choose Your Model
Explore our collection of Hot Spring spas, Caldera spas, Finnleo saunas, or Endless Pools at our Anchorage or Eagle River showrooms.
Select a Financing Plan
Review available GreenSky® financing plans. Note the plan number and our Merchant ID (81062470).
Apply Online or by Phone
Apply online at greensky.com or call 866-936-0602 with Merchant ID 81062470. Most applicants receive a decision in minutes.
Accept & Finalize
Once approved, accept your loan terms to finalize your purchase and schedule professional delivery and installation.
Financing questions answered.
How does financing work through The Waterworks?
We partner with GreenSky® to offer convenient consumer financing options. You apply directly online or by phone using our Merchant ID (81062470). Once approved, funds are applied to your hot tub, sauna, or swim spa purchase.
What is The Waterworks GreenSky Merchant ID?
Our Merchant ID is 81062470. You will need this number when applying online at greensky.com or by phone at 866-936-0602.
What financing plans are currently available?
Published GreenSky plans include Plan 2716 (6.99% APR for 60 months) and Plan 1389 (9.99% APR for 138 months). Promotional financing programs change periodically; contact our showroom team for the latest dealer rate sheet.
Can I bundle delivery, cover lifters, and water care into financing?
Yes. Customers routinely include accessories, steps, cover lifters, salt systems, and delivery staging into their financing package so everything is covered in one simple monthly payment.
Is there a prepayment penalty?
Under published GreenSky® installment loan programs, loans do not feature prepayment penalties, allowing borrowers to pay down principal early. However, all terms are governed by your individual lender agreement upon approval. Review your final loan agreement for complete details.
How can I apply by phone?
Call GreenSky toll-free at 866-936-0602. Have your personal information, chosen plan number, our Merchant ID (81062470), and the spa/sauna estimated total ready.